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In some cases, a spouse will have credit card statements mailed to a clandestine P. See related: How couples can recover from financial infidelity, Card fraud and opioid addiction: Crimes that go together We encourage an active and insightful conversation among our users.

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“That’s when they realize this is serious,” Giugliano says.

“You hardly ever see people before there’s a crisis.” Coambs says guilt about out-of-control sexual behavior also can prompt an addict to engage in credit card-powered overindulgence to appease his spouse and kids.

But every once in a while, his wife would figure out something was amiss, so the man would just cut up the secret credit card and open another hidden account. They’re addicted to the drug, and the drug [addiction] just progresses and the expenses get increased.” When excessive spending accompanies out-of-control sexual behavior, it’s critical for a sex addict to face financial reality, says Barbara Winter, a psychologist and sexologist.

By and large, such spending is a consequence of the addiction, Giugliano says. She recalls one patient who, over the course of several years, spent roughly $400,000 on living expenses, travel and pretty much anything his “girlfriend” desired.

While a secret credit card might be an extreme example, out-of-control sexual behavior and out-of-control credit card behavior easily can go hand in hand.

For instance, someone who lost his job due to a sexual addiction – perhaps he obsessively viewed porn on a work computer – might lean heavily on a credit card to pick up household expenses.

This can cause an addict to dig an even deeper financial hole.

“It’s an accumulation over a period of time that typically is what gets people in trouble.

“I think part of goal is not to be caught,” Giugliano says. Giugliano recalls one client who racked up more than 0,000 a year in charges on a secret credit card for calls he made to a phone sex service.

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