Scammers require you to pay a fee to receive the prize to avoid taxes or additional fees, or may even threaten to report you to the IRS or police if you do not make the requested payment.
You meet a romantic interest on an online dating site, social network, or chat room.
Though the scams differ, they all have the same objective: to convince victims to send money or allow access to their financial accounts. Read about the most common methods below: Wire transfer: A wire transfer is an immediate form of payment.
Once a scammer has obtained the funds you wired in exchange for a check, the wire transfer cannot be reversed, even if the check is fraudulent.
If the check is found to be fraudulent, you will be responsible for the full amount of the check and associated fees.
In each of these situations, scammers may contact potential victims through email, telephone, websites, pop-up ads, or social media sites.
Once you provide this access, the scammer may require payment for technical assistance, install malicious software, change settings to leave your computer vulnerable, and/or steal your financial information.
Phishing is an attempt to obtain sensitive information such as usernames, passwords, and account details by posing as a reputable company via email, text message, phone call, or social media.
The scammer may pressure you to wire money immediately via online banking or other money transfer services, such as Express Send A scammer posing as technical support representative calls to claim there is an issue with your computer – for example, that your software is outdated or that you need to confirm your identity – and asks for remote access to your computer to resolve the issue.
Typically, the scammer will ask you to type a specific command to enable remote access.
You receive a telephone call or email from someone that appears to be legitimate because the scammer has some specific information about you, such as your name and details about your friends and family.